Welcome
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchCurrent Rates
Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current Rates
Current variable mortgage rate is
5.80%
Current prime rate is
6.45%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 7.89%
- $756.21
- 7.49%
- $730.93
- $25.28
-
- 1 Year
- 7.74%
- $746.69
- 6.14%
- $648.15
- $98.54
-
- 2 Years
- 7.34%
- $721.53
- 5.94%
- $636.24
- $85.29
-
- 3 Years
- 6.94%
- $696.72
- 5.04%
- $583.88
- $112.83
-
- 4 Years
- 6.74%
- $684.44
- 5.04%
- $583.88
- $100.55
-
- 5 Years
- 6.79%
- $687.50
- 4.69%
- $564.08
- $123.41
-
- 7 Years
- 7.10%
- $706.60
- 5.65%
- $619.15
- $87.45
-
- 10 Years
- 7.25%
- $715.92
- 5.80%
- $627.97
- $87.95
Calculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
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Apply NowMortgage Renewal and Refinancing
Maximize Your Mortgage Benefits: Understanding Renewal and Refinancing Options
As your trusted mortgage broker, we're dedicated to ensuring you make informed decisions about your home financing. One critical aspect to consider is the renewal and refinancing of your mortgage. Understanding these options can empower you to maximize your financial benefits and secure the best terms for your situation.
Mortgage Renewal:
When your current mortgage term nears its end, it's time for renewal. This is an opportunity to reassess your financial goals and review available options. Many homeowners simply renew with their current lender, but this might not always be the most advantageous choice.
Key considerations during mortgage renewal:
- Interest Rates: Compare current interest rates to ensure you're getting the best deal. Our team constantly monitors market trends to provide you with the most competitive rates available.
- Terms and Conditions: Review the terms and conditions of your renewal offer carefully. You may have the opportunity to negotiate terms that better align with your financial objectives.
- Flexibility: Consider whether you require flexibility in your mortgage terms, such as the ability to make prepayments or port your mortgage to a new property. Our customizable mortgage solutions cater to your specific needs.
Mortgage Refinancing:
Refinancing your mortgage involves replacing your existing loan with a new one, typically to access better terms or tap into your home's equity. This option can be beneficial in various situations, including lowering your interest rate, consolidating debt, or funding home renovations.
Key benefits of mortgage refinancing:
- Lower Interest Rates: Take advantage of lower interest rates in the market to decrease your monthly payments and potentially save thousands of dollars over the life of your mortgage.
- Debt Consolidation: Combine high-interest debts into your mortgage to simplify payments and reduce overall interest costs.
- Home Equity Access: Leverage the equity in your home to access funds for major expenses, such as education, investments, or emergencies.
Optimizing Your Mortgage Strategy:
We specialize in optimizing mortgage solutions tailored to your unique needs. Whether you're renewing your mortgage or considering refinancing options, our team is committed to guiding you through the process with expertise and personalized attention.
Contact Us Today:
Ready to explore your mortgage renewal and refinancing options? Contact today to schedule a consultation. Let us help you unlock the full potential of your home financing and achieve your financial goals.
Kitty Mehta
416399-0511
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Making homeowner dreams come true
We're here to help you with home purchases, mortgage renewals, refinancing and more.